27 questions and answers
Only for BT clients

What should I do if the RCA insurance policy was not issued even though I filled in all the required information?

In case you encounter unforeseen situations at the moment of issuing the RCA insurance policy from BT Pay, it is necessary to contact BT Insurance Broker ...

0 votes
Only for BT clients

What is the RCA Insurance option?

It is a service through which you can view offers and pay RCA insurance policies directly from BT Pay. Simple and fast. 😎

0 votes
Only for BT clients

Can I modify the RCA policy after issuance?

Yes. Some information can be updated after issuance, without affecting the validity of the policy. If you need a modification, write to us at the address ...

0 votes

Is the RCA policy different for leased cars?

No. The RCA policy offers the same coverage and compensation limits, regardless of whether the car is leased or personally owned. The differences are related to ...

40 votes

How is the RCA policy issued for a leased vehicle?

The RCA policy is issued according to the leasing company's requirements. After you send the documents to the financier and receive the proforma invoice, we present you ...

40 votes

Can I pay the RCA policy in installments?

Yes, you have two options to pay the RCA policy in installments: with the Star BT card if you have a leased car, some insurers offer the possibility of payment in ...

29 votes

If I have a car on lease, do I also have to take out the CASCO insurance policy, even if I have RCA insurance?

Yes. In the case of leasing, the CASCO policy is mandatory for the entire duration of the financing, as the financier remains the owner of the vehicle until ...

20 votes

Can I change the insurer when renewing the RCA policy?

Yes. When renewing the RCA policy, you can always choose another insurer, depending on the offer that suits you best.

20 votes

In case of damage, who receives the compensation?

The RCA compensation is paid to the injured party (the third party), regardless of whether the vehicle is leased or personally owned.

15 votes

If I have CASCO insurance, do I also need RCA insurance?

Yes. RCA is mandatory by law for all vehicles registered or recorded in Romania and covers damages caused to other persons in the case ...

15 votes

When should I conclude the RCA policy?

RCA policy is concluded at the vehicle registration or at the expiration of the existing policy.It is important to know that, as a rule, the insurance becomes effective ...

26 votes

What happens if I drive without RCA insurance?

RCA must be kept valid for the entire period during which the vehicle is registered. Its absence may incur fines and the withholding of the certificate or the ...

20 votes
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