Is there a grace period for investment loans?
Yes! You have a grace period of up to 36 months to get your plans moving without pressure.
Can I refinance existing loans through a loan with European guarantee?
Yes, you can refinance the loans contracted at other banks.
What steps should I follow in the conversation with Raul?
StartEnter the company's CIFEnter the OTP received on the phoneChoose the desired option from the displayed menu
What are the granting conditions for a credit with European guarantee?
The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...
What are payment incident informations?
Data provided by the Payment Incident Center (PIC) about the payment delays recorded by a legal entity in the last 7 years, for ...
How can I talk to Raul from BT?
Simple: you open WhatsApp and write to him. The interaction is fast, intuitive and available 24/24.Add Raul's number to the phonebook: (+40) 757 ...
What can I check through the CIP online service?
Can you check if a company has issued promissory notes or checks with payment incidents and whether it presents a high risk or good creditworthiness.
When is factoring useful?
Factoring is useful when:You have clients who request long payment terms.You have access to immediate liquidity through rapid invoice collection.Digitized process ...
Where can I find the CIP Online platform?
You find the CIP Online platform here, and you log in using your user account.
What is the grace period for a credit with European guarantee?
You can benefit from a grace period of up to 36 months.
How long does it take to receive the information through the online CIP service?
Within a maximum of 30 minutes from the submission of the request.
What is BT Alert?
BT Alert informs you permanently through messages on your mobile phone about your account balance, as well as about deposits and payments from the account. You have control ...
