Banking offers 250 lei on the Star cardLoans at reduced costs Cashback and rewards

Can I take out a mortgage loan if I don’t have a down payment?

For mortgage loan, the advance payment is mandatory:

  • minimum 15% for loans in lei
  • and at least 20% for loans in euros

There is no zero down payment option for home purchase.

If you do not have the necessary advance now, one of our colleagues from unit it can help you explore alternatives.

Last update
  • Was the answer useful to you?
  • How can we improve the answer?

    We are sorry that this answer was not useful to you. Help us improve it

    0/500

    • Tags
    Mortgage loanMortgage creditMortgage housing credit
    Extra benefits with Banking
    The sales season is coming. So, we thought we’d make it easier for you and special banking offers: cards with up to 250 lei gift, reduced fees on loans, investments and insurance.
    Learn more
    Extra benefits with Banking
    You have reached the end of the results
    No results found