13 questions and answers

What is a "payment order"?

The payment order (or, more simply, the PO) is the document you need to fill out when you want to make a transfer from your account to a ...

326 votes

What is the difference between a real estate loan and a mortgage loan?

In short, the mortgage loan allows for a wider range of purposes and can have various types of guarantees. On the other hand, the home loan has a ...

2391 votes
Only for BT clients

Can I obtain a copy of a payment order made some time ago?

Of course! You can simply and quickly find the copy of the payment order directly from your home. 😊For this, the BT24 Internet Banking application comes to your ...

68 votes
Only for BT clients

How is the OP payment made at BT Express, directly from the account?

There are just a few steps:❶⠀You scan the ID card, from which the following information will be displayed: the payment amount, the account and the beneficiary's name, and the details ...

11 votes
Only for BT clients

How is the payment of the OP at BT Express made, through cash deposit?

In just a few steps: ❶⠀Scan the payment order, from which the following information will be displayed: the payment amount, the account and the beneficiary's name, and the payment details. ...

4 votes
Only for BT clients

What are the payment methods for the payment order through BT Express?

You have 2 payment methods:➤⠀by cash deposit;➤⠀or directly into the account.

3 votes
Only for BT clients

Can I pay the payment orders through BT Express?

Sure! 😊 In BT Express, you can make both payments of inter and intra-bank payment orders, as well as payments of treasury payment orders.

3 votes
Only for BT clients

Can I pay an OP via BT Express if I do not have a BT card?

Unfortunately, this operation is available only to BT card holders. 🙁

2 votes

How do I get the payment orders with barcode?

Very simple, in 4 steps: Download the documents (you need an updated Adobe Reader): the payment order in lei, the foreign currency payment order.Fill in ...

6 votes

What types of payment orders with barcode can be used?

Payment order in lei with barcode used for: intrabank payments Banca Transilvania – Banca Transilvania and interbank payments in lei; funding ...

1 votes

What benefits does the use of payment orders with barcodes bring?

Reduce the time spent preparing and managing payment documents at the bank counter. And with the time thus gained, you can do anything. Including ...

0 votes

Do I need an advance payment to take out a mortgage home loan?

Yes. It is mandatory to have a down payment of at least 15% for the loan in lei and at least 20% for the one in euros. The down payment must be deposited in cash or ...

0 votes
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