What Overdraft limit will I have at Banca Transilvania?
OTP current account overdraft will be taken over by Banca Transilvania at the same value and with the payment obligations recorded at OTP at the end ...
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 4, 2024, new loan applications will no longer be accepted at OTP Bank. After this date, you can contact any branch of the Bank ...
The client wants to know if they have to sign something at Transilvania Bank.
Yes, when picking up the Transilvania Bank credit card you will sign a credit card contract. You can take it directly from the BT unit. However, we emphasize that ...
I am an OTP client, what will happen to the authorized persons I had on the OTP accounts after the merger?
In case on February 28, 2025 you have accounts opened only at OTP Bank, starting from March 3, 2025: persons who have operating rights ...
What interest rate will I have on the card from Transilvania Bank? Are the same conditions maintained?
Offer from Banca Transilvania was described in the Notification sent to all customers. If you want more details it is necessary to go to ...
How do I activate the BT card as a former OTP client?
The card is activated very simply, at any of the BT ATMs, following these steps: Insert the card into the ATM; Enter the activation code received via SMS; ...
What happens with my insurance attached to the loan? Where do I pay from now on the insurance premium attached to the loan?
Insurance policies issued and attached to your credits from OTP Bank remain valid and will operate according to the terms and conditions valid as of the date ...
At this moment can I pay the credit installment also at the branches of Transilvania Bank?
Until February 28, 2025, your loan installments will be paid at OTP units and into the account at OTP. Starting from March 3, 2025, the installments ...
I am an OTP client, but at the same time I am also a BT client. What will happen to the authorized representatives I had on the OTP accounts after the merger?
In case on February 28, 2025 you have accounts opened at both OTP Bank and BT, starting with March 3, 2025:- all persons to whom ...
What happens with my loans from OTP?
Until February 28, 2025, nothing changes: the installment payments must be made as before, into the account at OTP Bank. After this date, the loan will ...
What happens with the Overdraft credit from OTP?
The credit limit on the current account (overdraft) granted by OTP Bank can be accessed until February 28, 2025, inclusive. Starting March 3, 2025, you will ...
How do I pay my life insurance policy attached to the loan migrated from OTP?
If you have a life insurance policy attached to the loan migrated from OTP with monthly payment, make sure you have the necessary amount for the insurance premium in your account. The premium ...