In which currencies are OTP savings accounts available?
Savings accounts from OTP are available in the following currencies: RON, EUR, USD, CHF, HUF. For savings accounts held in the currencies: dollar, ...
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
What interest rate will I have on the card from Transilvania Bank? Are the same conditions maintained?
Offer from Banca Transilvania was described in the Notification sent to all customers. If you want more details it is necessary to go to ...
What happens to my savings and term deposits?
If you have term deposits or savings accounts at OTP Bank, these will be taken over by BT starting from February 28, 2025, after 12:00 PM and you will ...
What happens to my credit card limit?
The credit line you currently have through the OTP credit card remains valid. This will be taken over by Transilvania Bank on ...
What happens to the benefits I had according to the agreement between my employer and OTP Bank?
The product and service offer of Banca Transilvania will be made available to your employer through the dedicated team managing the relationship with ...
What fees are there for the credit card from Banca Transilvania? Do I keep the same minimum monthly payment?
Offer from Banca Transilvania was described in the Notification sent to all customers. If you want more details it is necessary to go to ...
I am an OTP client, what will happen to the authorized persons I had on the OTP accounts after the merger?
In case on February 28, 2025 you have accounts opened only at OTP Bank, starting from March 3, 2025: persons who have operating rights ...
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
At this moment the employer transfers my income to the OTP account, being one of the conditions for benefiting from a lower interest rate on the mortgage loan. Will the IBAN change with the merger? Will I have to provide another account number to the employer?
Yes, the IBAN account will be changed and it is necessary to send it to your employer to benefit from the best conditions related to the contract ...
What Overdraft limit will I have at Banca Transilvania?
OTP current account overdraft will be taken over by Banca Transilvania at the same value and with the payment obligations recorded at OTP at the end ...
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 4, 2024, new loan applications will no longer be accepted at OTP Bank. After this date, you can contact any branch of the Bank ...
