I received the new card from Transilvania Bank. What do I do with it?
After receiving the card, you will receive a message on your mobile phone with the unique activation code. You can activate the card immediately from any ATM of the Bank ...
The early repayment commission will be 0 (ZERO) on all loans migrated from OTP Bank?
Yes, partial and total early repayments for loans migrated from OTP Bank will not be charged fees.
Will the limit continue at Banca Transilvania under the same conditions? Will anything change?
The limit value will be transferred at the same value and with the payment obligations recorded in OTP at the end of February 2025. As it is ...
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
What information is it good for a client to know now about BT Asset Management Romania SAI S.A.?
For more information about the funds managed by BT Asset Management, you can visit the official website: https://www.btassetmanagement.ro/. De ...
Will I still have access to OTP account statements after migration?
Yes, the statements related to the current accounts with transactions carried out at OTP Bank can be requested at any BT unit.
How will I receive my salary, allowance, pension, or any other income transferred based on an agreement? Will Banca Transilvania contact the institutions that transfer these amounts and inform them about the new IBANs in a centralized manner?
You are an employee/beneficiary and you receive your salary/benefits in an account at OTP Bank based on an agreement between your employer/ payer and OTP ...
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
I have an Overdraft limit at Banca Transilvania as well. Will the limit from OTP be added to the one from Banca Transilvania?
Your OTP Overdraft limit will be transferred to a separate account in Banca Transilvania. Therefore, you will benefit from two credit lines on the account ...
What will happen to my non-card credit contract? Will it be necessary to sign a new credit contract with Banca Transilvania or an additional act to the existing contract?
For non-card loans, it is not necessary to sign a new credit agreement or an additional act.
In the situation where OTP clients withdraw the amount from the deposit on the maturity date or one day before/after, do they have the possibility to withdraw the money without commission?
Regardless of the time when the warehouse is decided to be closed (including at the maturity date/automatic renewal), respectively cash withdrawal, ...
Until what date can OTP cards be used?
Until February 28, 2025 inclusive.