How do I find out the new IBANs?
List of IBAN codes that will be transferred from OTP Bank to BT can be viewed using the "equivalence generator" of accounts from OTP Bank to BT, ...
How will the savings accounts and deposits from OTP be taken over?
All savings accounts and term deposits (including collateral deposits), existing on February 28, 2025 will be taken over by the Bank ...
Can I make partial withdrawals from the deposit?
In the case of term deposits, partial withdrawals cannot be made before maturity. Any withdrawal is only possible after the deposit is closed
What Mobile Banking application will I be able to use at BT?
The Mobile and Internet Banking platform you have had access to until now will operate until February 28, 2025, 12:00 PM. After this date you will ...
Is the repayment period and monthly payment due date of loan installments the same in BT as in OTP?
Yes, both the repayment period and the monthly maturity of the loans are maintained at BT according to the credit agreement concluded with OTP.
Since when do you have to fill in the new IBAN on the payment orders?
Starting from 03.03.2025, on all payment orders (on paper or electronic support), it is necessary to have the BT IBAN. Our recommendation is to ...
Can the repayment schedule related to the loans be accessed from BT's internet banking application?
Yes, starting from March 3, 2025, the repayment schedules related to the loans will be accessible from BTPay.
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
How will the savings accounts from OTP be taken over?
Both the balance of the savings account held in OTP, as well as the interest calculated to date, will be taken over by Banca Transilvania with the following ...
What happens if I had payment delays for Overdraft?
In case at the end of February 2025 you appear with outstanding credit and/or unauthorized debit regarding the granted credit line in the account ...
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
Under what conditions will the credits be migrated?
Until February 28, 2025, you will continue to pay the installments as before, into the account at OTP Bank. After this date, your loan will be taken over ...