Can I open a savings account at BT if I am not a Romanian citizen?
Yes! And in this case, to open a savings account for individuals with us, the required documents are: ➤⠀the passport; ➤⠀and the certificate of ...
What is the role of the Deposit Guarantee Fund in the Banking System?
The main role is to guarantee the reimbursement of deposits made by clients at the bank:➤⠀both for individuals; ➤⠀and for legal entities ...
Is there a minimum amount to open a savings account?
Yes, the minimum amount you need to be able to open a savings account with us is 100 lei / euro. 💰
What is “net interest”?
Net interest is the effective value of the interest, after taxation with 10%. 🙂To make everything clear, think that it is exactly like with salaries! 😅Net salaries ...
What is a "stock symbol"?
It is a string of two or more characters that uniquely identifies a security (such as stocks) to simplify transactions ...
What is Direct Invest?
It can be your first step directly into the world of investments. 😊But beyond that, it is an automatic saving in any investment fund you choose from BT Asset ...
Do I have to declare interest income to the tax authorities?
If interest income, taken individually or combined with other types of extra-salary income, exceeds the ceilings established by the Tax Code, ...
How can I open an ACTIVE Deposit?
ACTIV deposit can be constituted at any of our units. 😊
What is a "savings account"?
The savings account is a flexible saving option, where you can deposit and withdraw money anytime - additionally, you also have variable interest on installments ...
Is there a minimum amount to open a KidCONT?
Yes, but it depends if you want to open it in foreign currency or lei. If you opt for a KidCONT in lei, the minimum amount is 100 lei, and for the one in euros, ...
Why is the redemption not paid on the spot?
Not knowing the value of the fund unit on the day of the operation, the amounts resulting from the redemption cannot be paid on the same day. 😕Payment is made on ...
Can you withdraw money from a fixed-term deposit?
Yes, you can withdraw the money whenever you want - but you lose the interest if you withdraw the money before the maturity date.
