Economies & investments

166questions and answers

What is “net interest”?

Net interest is the effective value of the interest, after taxation with 10%. 🙂To make everything clear, think that it is exactly like with salaries! 😅Net salaries ...

11 votes

What is the role of the Deposit Guarantee Fund in the Banking System?

Principalul rol este garantarea rambursării depozitelor constituite de către clienți la bancă:➤ atât pentru persoane fizice; ➤ cât și pentru persoane ...

11 votes

Only for BT clients

Is there a minimum amount to open a savings account?

Yes, the minimum amount you need to be able to open a savings account with us is 100 lei / euro. 💰

11 votes

What is a "stock symbol"?

It is a string of two or more characters that uniquely identifies a security (such as stocks) to simplify transactions ...

10 votes

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Only for BT clients

What is Direct Invest?

It can be your first step directly into the world of investments. 😊But beyond that, it is an automatic saving in any investment fund you choose from BT Asset ...

10 votes

Do I have to declare interest income to the tax authorities?

If interest income, taken individually or combined with other types of extra-salary income, exceeds the ceilings established by the Tax Code, ...

10 votes

Only for BT clients

How can I open an ACTIVE Deposit?

ACTIV deposit can be constituted at any of our units. 😊

9 votes

What is a "savings account"?

The savings account is a flexible saving option, where you can deposit and withdraw money anytime - additionally, you also have variable interest on installments ...

9 votes

Only for BT clients

Is there a minimum amount to open a KidCONT?

Yes, but it depends if you want to open it in foreign currency or lei. If you opt for a KidCONT in lei, the minimum amount is 100 lei, and for the one in euros, ...

9 votes

Why is the redemption not paid on the spot?

Not knowing the value of the fund unit on the day of the operation, the amounts resulting from the redemption cannot be paid on the same day. 😕Payment is made on ...

8 votes

Can you withdraw money from a fixed-term deposit?

Yes, you can withdraw the money whenever you want - but you lose the interest if you withdraw the money before the maturity date.

8 votes

How do I know what happens inside the companies in which I am a shareholder?

Listed companies are required to periodically publish their financial statements and any other important events. 👍

7 votes

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