Economies & investments

166questions and answers

What is "gross interest"?

Gross interest is the value of the interest calculated before taxation. 📉To make it easier to understand, it is done as in the case of salaries. Gross salaries ...

18 votes

Only for BT clients

Can I make investments and redemptions online?

Of course! 😊You just need to have the right app activated for you.If you are an individual, you can perform investment and redemption operations ...

18 votes

Is there a minimum amount to open savings account for legal entities?

Yes, the minimum amount you need to open a savings account with us is 100,000 lei for legal entities.

18 votes

Only for BT clients

How can I obtain a portfolio sheet?

Fișele de portofoliu se transmit poștal, în fiecare an, până la sfârșitul lunii ianuarie. 📆De asemenea, poți obține fișa de portofoliu:➤ descărcând-o din ...

17 votes

Can cash transactions be made on funds?

No, operations are performed exclusively by bank transfer to/from the current accounts of the investment account holder. 🙂

16 votes

What is the Common Reporting Standard (CRS)?

Common Reporting Standard (CRS), adopted at the level of the Organization for Economic Cooperation and Development (OECD) and transposed at the level of the Union ...

15 votes

Only for BT clients

What savings alternatives does BT offer?

BTAM investment funds are our saving alternative to classic deposits. 😊They have various degrees of risk, starting with low risk ...

14 votes

If I am a foreign citizen, do I have the right to invest in investment funds?

Yes, of course! You just need to register in advance at the "Financial Administration" in the area where you are, to receive the "Identification Number ...

14 votes

What is the account opening period for the savings account?

The period for opening the savings account is 5 years, but you collect the interest calculated up to the time of closure 😊

14 votes

Only for BT clients

How do I choose a brokerage company on the Stock Exchange?

Societățile de intermediere se diferențiază prin:➤ acționariat;➤ experiență; ➤ reputație și prin volumul tranzacțiilor derulate. Compania noastră de ...

13 votes

How can I invest in investment funds through BT Pay?

First of all, you need to have BT Pay on your phone. If you don't have the app yet, you can download it for free here. And if you don't have a BT account yet, you can ...

13 votes

Only for BT clients

Can I open a savings account at BT if I am not a Romanian citizen?

Da! Iar în acest caz, pentru a deschide un cont de economii pentru persoane fizice la noi, actele necesare sunt: ➤ pașaportul; ➤ și certificatul de ...

11 votes

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În fiecare lună pregătim proiecte fresh, parteneriate cool, campanii cu surprize și noutăți în BT Pay. Sunt lucruri mișto, cu utilitate reală, pe care vrem să le trimitem fix celor care vor să fie always-on. 
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