167 questions and answers

How quickly can I redeem investments and receive the amount of money in the account?

The initiation of the redemption operation is done by accessing the fund screen and selecting the "Sell" button. Afterwards, you choose the current BT account in which you want ...

19 votes

What is "gross interest"?

Gross interest is the value of the interest calculated before taxation. 📉To make it easier to understand, it is done as in the case of salaries. Gross salaries ...

18 votes
Only for BT clients

Can I make investments and redemptions online?

Of course! 😊You just need to have the right app activated for you.If you are an individual, you can perform investment and redemption operations ...

18 votes

Is there a minimum amount to open savings account for legal entities?

Yes, the minimum amount you need to open a savings account with us is 100,000 lei for legal entities.

18 votes
Only for BT clients

How can I obtain a portfolio sheet?

Portfolio sheets are sent by mail every year until the end of January. 📆Also, you can get the portfolio sheet:➤⠀by downloading it from ...

17 votes

Can cash transactions be made on funds?

No, operations are performed exclusively by bank transfer to/from the current accounts of the investment account holder. 🙂

16 votes
Only for BT clients

What savings alternatives does BT offer?

BTAM investment funds are our saving alternative to classic deposits. 😊They have various degrees of risk, starting with low risk ...

14 votes

If I am a foreign citizen, do I have the right to invest in investment funds?

Yes, of course! You just need to register in advance at the "Financial Administration" in the area where you are, to receive the "Identification Number ...

14 votes

What is the Common Reporting Standard (CRS)?

Common Reporting Standard (CRS), adopted at the level of the Organization for Economic Cooperation and Development (OECD) and transposed at the level of the Union ...

14 votes

What is the account opening period for the savings account?

The period for opening the savings account is 5 years, but you collect the interest calculated up to the time of closure 😊

14 votes
Only for BT clients

How do I choose a brokerage company on the Stock Exchange?

Brokerage companies differ by:➤⠀shareholding;➤⠀experience; ➤⠀reputation and by the volume of transactions carried out. Our company of ...

13 votes

How can I invest in investment funds through BT Pay?

First of all, you need to have BT Pay on your phone. If you don't have the app yet, you can download it for free here. And if you don't have a BT account yet, you can ...

12 votes
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