Can I lose money if BTAM enters insolvency?
Investment funds are entities distinct from the management company. Thus, the insolvency of the administrator has no effect on ...
I have a small business, can I apply for a state grant?
Yes, you can apply for the grants awarded by the state to support current activity or for investments. 😃To be able to apply for the grant / ...
What is the minimum amount to open a deposit at BT?
If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...
How can I make a bank deposit?
The easiest way to open a deposit is directly through BT Pay. All you need to do is download the app, open a current account, and enter ...
What payments are accepted for rounding up through Round Up?
Payments with debit card or phone, online card payments, payments at any POS. ✅It is good to know that overdraft payments, transfers from ...
I invested in BT Bonds, is the tax on the gain withheld by the bank?
We are happy to see that you have an entrepreneurial spirit. 😎Regarding the taxation part for individuals, BT Asset Management withholds at source ...
How can I save money at the bank?
Depending on your needs, you can choose our saving products: term deposit, savings account KidContRoundUpThese can be constituted on ...
How can I receive account statements regarding my investments?
You have several options, depending on what is easier for you: If you are a resident natural person and have the BT Pay app➭ access the Investments tab ➭ ...
What are the necessary documents for opening a KidCONT deposit?
The documents required to open a KidCONT deposit are:❶⠀Identity card of the parent or the authorized person;❷⠀Birth certificate or identity document ...
In the case of investment funds, how is the tax withheld?
From 01.01.2023, the earnings obtained by individuals from open-end investment funds are taxed by withholding at the source.Legal entities ...
What is the difference between a fixed interest deposit and a variable interest deposit?
➤⠀at a bank deposit with a fixed interest rate, the interest rate percentage cannot change during the contractual period.➤⠀at the deposit with interest ...
Are there any commissions or opening fees for the KidACCOUNT?
No, there is no kind of commission or opening fee for KidCONT. 😊
