167 questions and answers
Only for BT clients

What happens if I close the term deposit before maturity?

In this case, you will not receive interest during the accumulation period. 🙁All you can receive is the equivalent of the sight interest from the moment of accumulation ...

113 votes
Only for BT clients

What is „KidCONT”?

KidCONT is a BT product, which offers parents the possibility to save for their children. 👧It is a deposit that you can open with us, in ...

110 votes

How can I redeem my investments?

Simple! 🎉 You access the fund, click on "Sell", choose the account in which you want to receive the money, and choose whether you want to redeem all or just a part. ...

105 votes
Only for BT clients

In what currency can I open deposits at BT?

You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...

104 votes
Only for BT clients

How do I become an investor in one of the funds managed by BT Asset Management SAI?

You can become an investor after signing the brokerage contract with BT for investment funds and, if applicable, the form to join the fund ...

101 votes
Only for BT clients

How do I close a depository?

You can close a deposit like this:➤ Directly from the BT Pay application➤ Through the BT Pay Web internet banking platform➤ Offline, in one of the ...

98 votes
Only for BT clients

How many KidCONTs can a minor hold?

Can you create two KidCont accounts for a minor: ➤⠀one in RON;➤⠀and one in EURO. If you need more details about how you can save for ...

95 votes
Only for BT clients

Is the tax applied to the entire amount I have in the investment fund?

No, the tax applies only to the profit resulting from the full or partial sale of investments in the fund, according to the portfolio statement issued by ...

92 votes
Only for BT clients

What interest rates does BT have on deposits and savings accounts?

Consult the tables with our interest rates depending on the amount and the period for which you want to save. 💰Alongside these, you can also find information with ...

88 votes

Who are investment funds aimed at?

Funds are for anyone who wants to put their savings to work in a simple, diversified, and accessible way – whether you are just starting out or already ...

84 votes
Only for BT clients

Under what conditions does BT negotiate the interest rate granted on deposits?

We can negotiate deposit interest rates both for individuals and legal entities. 😃❗⠀However, negotiation can only take place in the case ...

83 votes
Only for BT clients

Are foreign currency deposits guaranteed?

Yes, the compensation is granted for deposits made in any currency. 💰

82 votes
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