167 questions and answers
Only for BT clients

Can I use the KidCONT account to transfer the monthly allowance as well?

Certainly! 😃Don't forget that more money deposited now in the savings account practically means more money saved for your child. 😊All you have to ...

217 votes
Only for BT clients

From what amount can a negotiated interest be obtained at BT?

Interest on deposits can be negotiated, both for individuals and legal entities, for amounts greater than: In the case of individuals ...

214 votes

Are investment funds guaranteed, like deposits?

Investment funds are not guaranteed, at the industry level, as they are not bank deposits. 😕However, the placements are diversified, ...

180 votes

What is the difference between an open-end fund and a closed-end investment fund?

The major difference lies in the flexibility to invest and manage your money: 💰➤⠀in the case of open-end funds, you have the possibility to invest and ...

173 votes

What happens if I close the savings account?

If you close the savings account, you receive the accumulated interest, calculated up to the date of closure.

168 votes

What is the level of the deposit guarantee ceiling in Romania?

The value thereof is the equivalent in RON of the sum of 100,000 euros / depositor / bank, both for individuals and legal entities. 👍

156 votes

How do I save with Round Up?

At each payment, the amount will be rounded to the multiple chosen by you.But come on, let's better take some examples for each multiple: 👀Up to 1 leu: you pay ...

142 votes

What are the advantages of a demand savings account?

In the case of a sight savings account, deposits and withdrawals are not restricted, so you have access to money anytime. 😃More than that, ...

141 votes
Only for BT clients

Are there commissions or fees for adding a second parent as an authorized person on KidCONT? But for the first parent (the one who opens the account)?

No! When it comes to parents, we say clearly: 0 commissions. For none of them are there any commissions! 😉❗⠀You still need to know that on the account ...

127 votes

What does "deposit with interest capitalization" mean?

By compounding interest we refer to the fact that, at the moment of the maturity date of your deposit, the interest will be added automatically, ...

122 votes

What are the advantages of a savings account ?

In the case of a savings account, deposits and withdrawals are not restricted, so you have access to money at any time. 😃Besides that, this is ...

122 votes
Only for BT clients

What is a "guarantee ceiling"?

The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...

120 votes
Registration in your county
With BT Leasing, your car feels right at home
Apply now
Registration in your county
You have reached the end of the results
No results found