167 questions and answers

In the situation where OTP clients withdraw the amount from the deposit on the maturity date or one day before/after, do they have the possibility to withdraw the money without commission?

Regardless of the time when the warehouse is decided to be closed (including at the maturity date/automatic renewal), respectively cash withdrawal, ...

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How will the savings accounts from OTP be taken over?

Both the balance of the savings account held in OTP, as well as the interest calculated to date, will be taken over by Banca Transilvania with the following ...

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Will savings accounts / deposits from OTP be taken over?

All savings accounts and term deposits (including collateral deposits), existing as of 28.02.2025 will be taken over by the Bank ...

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Will atypical deposits retain their product characteristics from OTP?

Atipical deposits will be transferred to BT with the existing maturity in OTP and will be updated according to the corresponding maturity from BT at the first ...

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I have a savings account at OTP. What will happen to it?

This will be taken over at BT under the following conditions:The savings account balance is variable, without however being able to fall below the minimum threshold set by the Bank ...

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In what currency can I save?

You can have savings accounts as well as deposits in Lei, Euros and Dollars 🙂

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Can you have multiple savings accounts and term deposits?

Yes, you can have several - one for each plan 🥳. In addition, you can rename them as you want, to make it easier for you to set money aside.

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How can I quickly invest in BTAM funds directly from BT Pay?

You can invest in just a few minutes, 100% online: enter BT Pay → Investments section → choose the fund suitable for your profile (conservative, moderate or ...

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What role does the Premium Relationship Manager have in the investment process?

RM helps you identify the solutions suitable for your risk profile, presents options to you, and guides you in diversifying the portfolio. All without ...

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Why choose BTAM funds for investments?

BTAM funds are professionally managed and cover all types of investors. You can start with small amounts, you can diversify your portfolio easily and ...

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How can I invest small amounts for the long term?

Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...

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