Why choose government bonds for investments?
Government bonds are considered low-risk instruments, guaranteed by the Romanian state. The interest is known from the beginning and is paid annually, until ...
Where should I declare the tax if I am a non-resident individual?
Clients of the Bank, natural persons non-resident for tax purposes in Romania, for the determination of any additional taxes and fees due on incomes ...
Is there a minimum amount for the initial investment in BTAM funds?
Yes, the minimum amount is 50 RON for funds in RON, respectively 25 EUR/USD for funds in EUR/USD.
What are the risks associated with investments?
Investment funds are not guaranteed and past performance is not a guarantee of future results. Choose the funds you understand and that ...
What should I do if I encounter difficulties during the adhesion or purchase process?
We hope you are not in this situation. If you do encounter problems during the process or when you want to invest, you can call us at the call number ...
What is the price at which I carry out purchase or sale operations of fund units?
Transactions are carried out at an unknown price. The price of the fund units is set on the next working day after you have recorded the operation and ...
Why save?
You already know that there are unforeseen situations – both good and less good. That's why it's good to always have a safety net to call on anytime ...
How much should I save?
Only you know best 😊 Do the math: what is my income and what are the expenses. The difference can go towards savings. As an exercise, ...
Are BT a financial education program?
FIT: Finance Made Understandable for Everyone is the financial education program for all initiated by Banca Transilvania in 2023. FIT aims to explain ...
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
In case of early liquidation of the deposit, was interest granted?
In case the deposit is liquidated before maturity, Banca Transilvania grants sight interest. At this moment sight interest ...
In which currencies are OTP savings accounts available?
Savings accounts from OTP are available in the following currencies: RON, EUR, USD, CHF, HUF. For savings accounts held in the currencies: dollar, ...
