Economies & investments
How do I activate the Direct Invest service?
The recurring investment option can be activated exclusively at your request, online through the BT Pay app, Investments section ➭ Investment Funds ➭ ...
3 votes
What are the ceilings established by the Tax Code?
The established ceilings are 6, 12, and 24 gross minimum wages in the economy. For the calculation of the ceiling for the year 2025, the salary level ...
3 votes
What is the deadline for submitting the unique declaration?
The final deadline by which the single declaration for extra-salary income earned in the previous year must be submitted is set annually by ANAF. In ...
3 votes
How can I check the transaction history made in investment funds?
From the "Investments" tab, you can find the "Documents" section where, for each investment fund, you have at your disposal the history of your operations, but also ...
3 votes
Can I make partial withdrawals from the deposit?
In the case of term deposits, partial withdrawals cannot be made before maturity. Any withdrawal is only possible after the deposit is closed
3 votes
Who guarantees the deposits?
In Romania, deposits opened at Romanian banks are guaranteed by the "Deposit Guarantee Fund in the Banking System". 😉
2 votes
Only for BT clientsCan foreign currency savings accounts be opened for legal entities as well?
Unfortunately, they cannot. 😞 Legal entities cannot open foreign currency savings accounts. 🙁
2 votes
Who controls and monitors the capital market in Romania?
„The Financial Supervisory Authority” takes care of this. 👍
2 votes
What happens to the profits of companies in which I am a shareholder?
Acestea pot fi: ➤ distribuite către acționari;➤ sau pot rămâne în companii. ❗ „Adunarea Generală a Acționarilor” (AGA) companiei decide acest fapt.
2 votes
What is a “public offer” through the capital market?
The public offer is the process through which a listed company (or one that wants to be listed on the stock exchange) sells a portion of its shares to finance itself. 💰
2 votes
Only for BT clientsWhat happens if the savings account balance for legal entities falls below 100,000 RON?
In this case, the savings account is closed and the interest is received up to date. The money is thus automatically transferred to the current account. 🙂
2 votes
When is the time to have an investment fund?
Throughout life, everyone's saving goals change. You can save money for a car, a home, an exotic vacation, education ...
2 votes
