167 questions and answers

How do I know what happens inside the companies in which I am a shareholder?

Listed companies are required to periodically publish their financial statements and any other important events. 👍

7 votes
Only for BT clients

Is there a maximum amount that can be on a KidCONT?

The maximum amount up to which the bank pays interest related to the KidCont account is 450,000 RON, respectively 100,000 EUR.

7 votes

Do I have to pay interest tax separately?

According to the regulations in force, income tax is due on interest income. This is withheld at source by the bank, so it is not ...

7 votes

What costs do I have if I trade?

The intermediary companies collect:➤⠀a commission (as a percentage of the transaction value);➤⠀and (possibly) a fixed monthly subscription.

6 votes

Where can I find more information about investment funds?

➤⠀either you enter our BTAM website;➤⠀or you come to one of our units where you will find at least one colleague who will help you with all the information ...

6 votes
Only for BT clients

Under what conditions can the interest rate be negotiated for deposits intended for legal entities?

Interest for deposits made for a period of up to 12 months can be negotiated if the deposit balance is greater than 100,000 RON or 50,000 ...

6 votes

How can I monitor the evolution of my investments?

In the "Investments" tab of BT Pay you have a chart that shows you the total of your investments equivalent in RON, both in absolute value and in percentage. ...

6 votes
Only for BT clients

Where can I consult a BT deposit framework agreement?

Framework contracts for BT's deposits can be found in our branches. 📑

5 votes

Why don't I see the value of the fund unit at which I buy or redeem the fund units?

The value of the fund unit is established and displayed on the working day following the one on which the operation takes place. 📆On the day of the operation, it is not ...

5 votes
Only for BT clients

What does investing in investment funds through BT Asset Management entail?

Investing in investment funds managed by BT Asset Management means that you can buy fund units at different prices. What is cool is that, ...

5 votes

How long does the investment process take?

Very little - in the "Investments" tab you choose the desired fund, click on "Buy", choose the current account from which to make the investment, enter the amount and ...

5 votes
Only for BT clients

What savings products can a legal entity access?

Besides the classic term deposits at 1, 3, 6, 12 months, or more than 12 months (24 and 36 months), legal entities can also use the savings account. ...

4 votes
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