55 questions and answers

What advantages do you have if you refinance a personal loan from another bank to BT?

You have several advantages: • Zero file analysis commission, during periods when dedicated campaigns exist; • Competitive interest rate, adapted to your profile ...

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Only for BT clients

Are there commissions for installment payments at partners?

No. Installment payments at Star Card partner merchants have 0% interest and 0% commission, this being one of the major advantages of the card. The cost is ...

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What criteria do I need to meet to get a better interest rate on the refinancing of a personal loan?

The offer is personalized according to your financial profile: Your credit history – the better your payment behavior, the more ...

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Can I choose between fixed interest rate and variable interest rate for the mortgage loan?

Yes. You can choose between fixed interest, ideal if you want stability in the first 2, 3 or 5 years, and variable interest, which adjusts according to ...

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Can I access special offers if the purchased property has an energy certificate class A (Green Credit)?

Yes. If the residence has an energy certificate class A, you can benefit from a better interest rate and preferential conditions. It is our way of encouraging ...

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What are the advantages of refinancing a mortgage loan at Banca Transilvania?

Refinancing a mortgage loan at BT can have several real advantages. In short, you can benefit from:Competitive interest rates that can bring you ...

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Will the interest rate on the refinanced mortgage loan be fixed or variable?

The choice is yours 😊In a mortgage loan contract, you can choose between a fixed interest rate for a certain period, then variable (only in the case of loans ...

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