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How do I find the client code (BT's CIF)?

The CIF (Client Identification Code) is a unique code associated with each bank client. At Banca Transilvania, this code is found directly in the structure of the current account's IBAN.

A Romanian IBAN has 24 characters, structured as follows:

  • EN – country code
  • 2 control digits
  • 4 characters – bank code
  • 16 characters – account number

How to extract the CIF from the IBAN?

There are two situations, depending on how the IBAN ends:

✅ If the IBAN ends with the letters "XX":

  • The VAT number is formed from the digit 0 followed by last 6 characters from IBAN, immediately before „XX”, read from left to right.
  • Example: IBAN: RO32BTRL56201931N98886XX → CIF: 0N98886

✅ If the IBAN ends with digits:

  • The VAT number consists of the 9th digit counted from right to left (starting with the end of the IBAN), followed by next 6 characters, read from left to right.
  • Example: IBAN: RO10BTRLRONCRT0987654271 → CIF: 9876542
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