Loans
Only for BT clients
If I pay off my arrears will I be removed from the Credit Bureau list?
Payment of arrears does not automatically lead to the deletion of information from the Credit Bureau. 🙁These informations will be kept further in the database, for ...
254 votes
Only for BT clientsHow can I keep track of my installments and how can I find out how much I still have to pay on the loan?
You can check your credit status, including if you have arrears and what amount is overdue in several ways If you are an individual client you can check ...
217 votes
Can I get money from BT to go with Work&Travel?
If you want to apply for the Work&Travel program, we offer you up to 3,500 euros (or the equivalent in lei), for a period of up to 2 years. ...
211 votes
Only for BT clientsCan I refinance a mortgage loan?
Yes, you can refinance all types of loans for real estate investments contracted from other banks or even from us. 😃By refinancing the loan ...
200 votes
What is a quick loan?
Quick credit is a financing product intended for any needs of your company. 😊Whether you need money for working capital or even for ...
192 votes
Only for BT clientsWhat are the steps for approving a personal loan?
When it comes to your credit, it's good to always be well informed. 😉So, regarding the granting of a credit, you need to go through the following ...
182 votes
What is the "Credit Bureau"?
The Credit Bureau is the institution that collects and manages data about loans granted by almost all banks and financial institutions from ...
182 votes
Only for BT clientsWhere can I ask for clarifications about my situation at the Credit Bureau?
➤ poți afla mai multe detalii privind situația ta la Biroul de Credit printr-o solicitare făcută în pagina de contact a Băncii. Daca ai credit la BT, vei ...
177 votes
Why do I need support in choosing a loan?
Choosing a loan is not that simple, and we do not recommend you take a minute loan. On the contrary, we want to offer you all the information ...
172 votes
Only for BT clientsCan I repay a loan early? If yes, how?
Of course you can! You can repay it in full or in part. 😃❗ We recommend that you contact the BT branch where you took out the loan to complete a ...
161 votes
What is „factoring”?
Factoring represents a complex package of services, which is based on the process of acquiring receivables resulting from the delivery of goods or the provision ...
151 votes
What is IRCC, ROBOR, EURIBOR or LIBOR?
IRCC, ROBOR, EURIBOR and LIBOR are verifiable reference indices and represent the average interest rate for loans in RON, EURO, USD and CHF. ➤ IRCC ...
150 votes