Loans
Only for BT clients
Can I get a green loan from BT?
Green loans have an increasingly significant share of the total mortgage loans granted by BT and they will most likely be the "new standard" ...
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What is the maximum period for a loan for photovoltaic panels?
The maximum lending period is 10 years. 👀
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Do you grant loans for photovoltaic panels for warehouses?
Yes, Banca Transilvania finances prosumers, companies that want to produce electricity using photovoltaic panels placed on the space of ...
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Do you grant loans for photovoltaic panels and projects financed by the EU?
Yes, we grant a bridge loan until the non-reimbursable financing is collected and an investment loan for co-financing.🙂
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What guarantees do I need for a loan for photovoltaic panels?
The photovoltaic system that appears individually on the supplier's invoice, with installation costs mentioned separately.
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Do you have promotional offers for loans for photovoltaic panels?
Yes, see our campaign here. 👀
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How do you choose to repay the loan: in equal or decreasing installments?
When you want a loan, you can choose, right at the beginning or anytime later, to repay in equal or decreasing installments. A few details for a decision ...
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How is a loan rate calculated?
The rate is calculated based on the type of credit (personal needs, mortgage, etc.), the amount you want to borrow, the period of time you choose to ...
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Can I change the credit repayment method?
Sure! Depending on the variant most suitable for your budget, you can choose to switch from equal installments to decreasing installments, or vice versa.If you want to ...
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What are the advantages of early repayment?
The advantage of partial early repayment of the loan is the possibility to choose to reduce the loan period or the value of the monthly installment. ...
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When is a good time to take out a loan?
Depends. Let's consider the following:#1: A loan must always be repaid to the bank, under the established terms and conditions. The loan has at ...
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How do I pay my life insurance policy attached to the loan migrated from OTP?
If you have a life insurance policy attached to the loan migrated from OTP with monthly payment, make sure you have the necessary amount for the insurance premium in your account. The premium ...
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