What documents do I need for a loan?
Usually, you need:identity cardANAF agreement for income verificationother documents, if the chosen product requires checks ...
How do I get the loan 100% online?
Complete some information, choose your offer, and if you agree, sign directly in BT Pay. The money goes into your account without you coming to the bank. Everything ...
In how much time is the loan granted?
Duration depends on the product and how quickly we can validate the documents. It can take from a few minutes to a few days. Online, things move at ...
Can I take the mortgage housing loan together with a co-debtor?
Yes. When taking out a loan, the life partner, spouse, children, ... can help if they meet the eligibility criteria,
What documents are necessary to apply for a mortgage loan?
For a BT mortgage loan, both your personal documents as the applicant and documents related to the property are required. The basic list includes: act ...
What is the maximum duration of a BT Micro loan worth 15,000 RON for fixed assets (PC, desk, chair, etc.)?
The duration of the BT Mic loan is a maximum of 60 months, this being correlated with the type and impact of the investment in your business. The same type of correlation exists ...
What are the necessary conditions to be able to classify my company for financing without real estate collateral?
The condition for a business to be analyzed is that it has a minimum of 3 months of activity, more precisely 3 months from the first recorded revenues. In ...
I have to give up the small car fleet that we have. Can BT help me get rid of it?
Unfortunately, we do not accept goods that do not originate from leasing contracts signed with us, but we can agree that these be promoted by us, you know ...
What lines of credit could a starting entrepreneur access (regardless of the field in which they operate) if they do not have 2 years of activity, but can guarantee with various real estate or lands?
In choosing a financing product, it is important to start from the purpose of the financing. It is not strictly necessary to have two years of activity to obtain ...
For establishing a crop (approx. 1ha, land) what financing options do I have?
Given the size of the investment you want to make, the most suitable financing for you would be through BT Mic, a company that ...
In what currencies can I access a fast credit line with guarantees for businesses?
Quick credit line with guarantees can be accessed both in lei and in euros. For more details, we are waiting for you in any BT unit, for sure ...
Can I get a green loan from BT?
Green loans have an increasingly significant share of the total mortgage loans granted by BT and they will most likely be the "new standard" ...
