Loans
Can I take the mortgage housing loan together with a co-debtor?
Yes. When taking out a loan, the life partner, spouse, children, ... can help if they meet the eligibility criteria,
2 votes
Can I get a financial pre-approval before finding the desired home?
Yes. You can get a pre-approval that indicates the approximate amount you can access, so you can look for homes suitable for your budget. This is a step ...
2 votes
Only for BT clientsWhat is a loan without material guarantees?
This credit is granted based on:➤ personal guarantees; ➤ sub-accounts opened with us;➤ and a pledge on receipts and the account balance ...
1 votes
I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?
If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.
1 votes
Only for BT clientsWhat guarantees are preferable for financing an agricultural activity?
The guarantees necessary for a loan for financing agricultural activity are closely related to the purpose of this loan. The financing products of the Bank ...
1 votes
Only for BT clientsThrough this program, is funding offered only for businesses or can I also obtain a loan to go for a specialization in Belgium?
The Division for Doctors tries to respond to the needs of a doctor from any perspective, be it business or personal. Therefore, if you are a doctor with ...
1 votes
Is IRCC smaller than Robor?
Well, IRCC was introduced recently, on May 2, 2019, so it cannot be said with certainty what its evolution will be. The first value for IRCC, ...
1 votes
What are the advantages of factoring?
Factoring has the following advantages:➤ payment on term ➡ immediate liquidity➤ higher sales ➡ larger receivables ➡ you receive more financing ...
1 votes
Do I need to ask the Factor for an advance (financing) for all invoices?
Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...
1 votes
Only for BT clientsIn how much time do I receive in the current account the amounts collected in the collector account?
On the same day that the Factor receives the payment for the invoices from the Debtor, provided that we have all the necessary information to be able to allocate ...
1 votes
Why is there a penalty fee for a non-recourse factoring ceiling?
Penalty fee at a factoring ceiling without recourse can appear during its course only if:➤ a limited recourse situation arises ...
1 votes
Only for BT clientsWhat is the maximum contractual period for guaranteed loans offered to companies?
In the case of companies, the maximum contractual period for guaranteed loans is 10 years.
1 votes