342 questions and answers
Only for BT clients

What is a loan without material guarantees?

The credit granted based on:➤⠀personal guarantees; ➤⠀sub-accounts opened with us;➤⠀and pledge on collections and account balance ...

1 votes

I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?

If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.

1 votes
Only for BT clients

What guarantees are preferable for financing an agricultural activity?

The guarantees necessary for a loan for financing agricultural activity are closely related to the purpose of this loan. The financing products of the Bank ...

1 votes
Only for BT clients

Through this program, is funding offered only for businesses or can I also obtain a loan to go for a specialization in Belgium?

The Division for Doctors tries to respond to the needs of a doctor from any perspective, be it business or personal. Therefore, if you are a doctor with ...

1 votes

Is IRCC smaller than Robor?

Well, IRCC was introduced recently, on May 2, 2019, so it cannot be said with certainty what its evolution will be. The first value for IRCC, ...

1 votes

What are the advantages of factoring?

Factoring presents the following advantages:➤⠀payment on term ➡ immediate liquidity➤⠀you have higher sales ➡ you have higher receivables ➡ you receive financing more ...

1 votes

Do I need to ask the Factor for an advance (financing) for all invoices?

Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...

1 votes
Only for BT clients

In how much time do I receive in the current account the amounts collected in the collector account?

On the same day that the Factor receives the payment for the invoices from the Debtor, provided that we have all the necessary information to be able to allocate ...

1 votes

Why is there a penalty fee for a non-recourse factoring ceiling?

Penalty fee at a factoring ceiling without recourse can appear during its course only if:➤ a limited recourse situation arises ...

1 votes
Only for BT clients

What is the maximum contractual period for guaranteed loans offered to companies?

In the case of companies, the maximum contractual period for guaranteed loans is 10 years.

1 votes
Only for BT clients

What is the maximum period for which I can access a quick credit line without guarantees for my business?

For this facility, the maximum period is 24 months. 🧐

1 votes

How long does it take to complete the request for increasing the credit line?

You will be able to complete the request within a maximum of 72 hours. It is good to know that you have two stages: You must fill in the information requested by us and the agreement for ...

1 votes
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