Loans
Only for BT clients
For the purchase of used transport vehicles, under what conditions can one benefit from leasing and what would be the down payment?
We can finance the purchase of used cars from abroad (DE) under the following conditions: ➤ if the company is a start-up (< 12 months of activity) ...
3 votes
Only for BT clientsI am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...
3 votes
What are the factors that influence the evolution of ROBOR?
ROBOR fluctuates depending on economic conditions, inflation rate, and the money available in the banking market. Banks have no interest in influencing ...
3 votes
How many quotations do the reference indices to which the interests refer have?
The most commonly used indicators by banks for setting the level of variable interest rates for lei and euro respectively are: IRCC, ROBOR 6M (6 months) and EURIBOR ...
3 votes
What is the standard period for granting a factoring ceiling?
The period for granting a factoring limit is 12 months with the possibility of extension, and the maximum accepted contractual payment term is ...
3 votes
Only for BT clientsWhat are the types of factoring offered by BT?
➤ Domestic factoring with/without recourse;➤ Export factoring with/without recourse;➤ Import factoring;➤ Reverse factoring. 🙂
3 votes
Only for BT clientsWhat is the maximum amount that can be granted for a quick unsecured business line of credit?
If you are thinking about a quick and unsecured line of credit the maximum amount we can grant you is 400,000 RON. 😊
3 votes
Repayment in equal or decreasing installments?
You can choose what suits you: Equal installments offer you the same monthly amount and predictability; Decreasing installments start higher, but decrease over time and ...
3 votes
At this moment the employer transfers my income into the OTP account, being one of the conditions, in order to benefit from a lower interest rate on the mortgage loan. Will the IBAN change with the merger? Will I need to present another account number to the employer?
Yes, the IBAN account will be changed and you need to send it to your employer in order to benefit from the best conditions related to your ... contract
3 votes
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
3 votes
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
3 votes
For what period is an overdraft granted?
The period for which the overdraft is granted is 1 year, with the possibility of automatic extension. ⏳
3 votes