What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you must consider 3 elements:❶⠀the down payment,❷⠀the monthly payment amount, and❸⠀the total amount payable. The 3 aspects that are related ...
What is the procedure to repay a loan early?
The procedure to follow to repay a loan early is as follows: initially you must make sure that the amount required to pay off the loan is ...
How is the refund of the amount used from the overdraft made? Is it a monthly payment, like a loan, or do I have to deposit money?
The repayment of the amount used on the Overdraft is automatic. The overdraft does not have a fixed monthly rate like a classic loan (e.g.: consumer loan ...
How do I make a partial early repayment of a loan directly from BT Pay?
You can initiate partial early repayment directly from BT Pay, from the Credits tab and the Partial Early Repayment section.
What documents are required for salary income from abroad?
If you work abroad, you need: income certificate (6 months), account statements (6 months), tax certificate for the previous year, employment contract + ...
Can I refinance a personal loan if I have multiple active loans at other banks?
Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...
Where can I find more information about loans?
You have the following options:➤⠀you can get information directly from our website, the "Credits" section;➤⠀you can come to any of our units to find out more ...
For what period can the Patient loan be granted?
For the Patient loan, the credit period is: ➤⠀maximum 10 years ➭ if it is without real estate collateral;➤⠀maximum 30 years ➭ if it is with collateral ...
How do I justify the money used to start an investment?
In general, you can justify the money through invoices and work estimates. 📑
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄
Is the credit line provided in GEO 92 extendable in the same way as the other BT credit lines?
Extension of the validity of the credit line granted through OUG 92 can be done only once (for a period of up to 12 months), in order to ...
For the purchase of used transport vehicles, under what conditions can one benefit from leasing and what would be the down payment?
We can finance the purchase of used cars from abroad (DE) under the following conditions: ➤ if the company is a start-up (< 12 months of activity) ...
