Loans
What kinds of housing can be bought through the New Home program?
There are several scenarios you may be in, as follows:➤ If the property was completed more than five years before the application date, then the maximum value of ...
4 votes
What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you need to consider 3 elements:❶ the down payment,❷ the monthly payment amount, and❸ the total payable amount. These 3 aspects, which are related ...
4 votes
What is the procedure to repay a loan early?
The procedure to follow to repay a loan early is as follows: initially you must make sure that the amount required to pay off the loan is ...
4 votes
How is the refund of the amount used from the overdraft made? Is it a monthly payment, like a loan, or do I have to deposit money?
The repayment of the amount used on the Overdraft is automatic. The overdraft does not have a fixed monthly rate like a classic loan (e.g.: consumer loan ...
4 votes
What documents are required for salary income from abroad?
If you work abroad, you need: income certificate (6 months), account statements (6 months), tax certificate for the previous year, employment contract + ...
4 votes
How do I pay the monthly instalment?
The rate can be paid:automatically, directly from the account;from the mobile banking application;at counters;by bank transfer.If the due date falls on a day ...
4 votes
Can I refinance a personal loan if I have multiple active loans at other banks?
Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...
4 votes
Where can I find more information about loans?
You have the following options:➤ you can get information directly from our website, in the "Loans" section;➤ you can visit any of our branches to find out more ...
3 votes
Only for BT clientsFor what period can the Patient loan be granted?
Pentru creditul Pacient, perioada de creditare este de: ➤ maximum 10 ani ➭ dacă este fără garanție imobiliară;➤ maximum 30 de ani ➭ dacă este cu garanție ...
3 votes
How do I justify the money used to start an investment?
In general, you can justify the money through invoices and work estimates. 📑
3 votes
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄
3 votes
Only for BT clientsIs the credit line provided in GEO 92 extendable in the same way as the other BT credit lines?
Extension of the validity of the credit line granted through OUG 92 can be done only once (for a period of up to 12 months), in order to ...
3 votes