Can the investment credit be used without supporting documents?
Well, it is not possible. 🙁In the case of the investment loan, the matter is clear: we strictly monitor the use of funds, to ensure that you use ...
I have to provide a guarantee for the rent payment of a commercial space. What method does BT offer me so that I do not immobilize my money?
The SGB ceilings can be granted for short, medium or long term, the commitment/drawdown period within the ceiling depends on the type of product to which it will ...
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What does CSALB do?
Alternative Dispute Resolution Center in the Banking Sector or CSALB manages the infrastructure necessary for alternative dispute resolution ...
If I have an LLC with an age of about 5 years, can the purchase of a new car be financed through BT Mic?
Of course, this is possible. 🚗It is good to know that: we will not ask you for your own contribution to finance this investment. 😊
For an investment in fruit growing with European funds, measure 4.1a, can I obtain a loan for the own contribution, non-eligible expenses, and VAT?
For projects receiving AFIR funding, Banca Transilvania has special credit products intended for financing and co-financing these types of ...
Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...
I would be interested in financing for medical services, but I would like to know what interest rates are practiced (possibly an APR)?
The costs of financing are directly proportional to the risk of a business, and the rating given by financial indicators and not only, influences in a ...
When should I resort to factoring?
When you want to convert a payment due into immediate liquidity and additionally obtain other services bundled such as:➤⠀collection ...
Do I receive the advance from the invoice value (financing) on the same day I present the invoices to the Factor?
If we receive the advance payment request (financing) in the first part of the day and all the granting conditions stipulated in the factoring contract are ...
What are the necessary documents for accessing a quick credit line with guarantees for my business?
Only a few documents are needed. These are: ➤⠀copy of the last two accounting balance sheets (semi-annual, annual);➤⠀the legal-constitutive approval ...
What kinds of housing can be bought through the New Home program?
There are several scenarios you can find yourself in, as follows:➤⠀If the house was completed more than five years before the application date, then the maximum value of ...
