What will my overdraft interest rate be?
The interest rate on the Overdraft is variable and is determined individually, depending on your client profile and the policy of Transilvania Bank.What is important ...
In what currency can I request a loan?
You have two options. You can get it in RON or in EUR. 🧐 If you are thinking about taking a loan, you can calculate the monthly installments online in the BT loan simulator and ...
What is the minimum amount granted for a BT Mic loan?
The minimum amount granted through a BT Mic loan is 4,000 lei. 😊
If I only own 50 ha of land, can I get agricultural financing?
Yes! We also grant loans to farmers who own smaller land areas, for purchasing inputs or for current activities. 😊
Can I modify the credit line amount?
Yes, you can. 😊 The amount you see in the offer is the maximum amount. You can always change the amount to a smaller one.
Is there a possibility that the IRCC index is higher than ROBOR, thus the loan costs will increase and not decrease?
Given that the IRCC index was recently introduced in legislation, it cannot be said with certainty what its evolution will be, the current trend is ...
How long is the financial pre-approval valid?
Validity period of the financial pre-approval differs depending on the bank. 🙂With us, it is valid for 45 calendar days. 📆❗⠀If you ...
What can I do with a personal loan?
You can do whatever you want, even go on the long dreamed cruise 😊 but the main covered needs are: ❶⠀renovation / arrangement of the house in the "little house ...
What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you must consider 3 elements:❶⠀the down payment,❷⠀the monthly payment amount, and❸⠀the total amount payable. The 3 aspects that are related ...
What is an "agricultural credit"?
It is a loan aimed at supporting the agricultural sector, providing producers in this sector with the necessary funds for activities ...
What are the necessary documents for accessing a quick credit line with guarantees for my business?
Only a few documents are needed. These are: ➤⠀copy of the last two accounting balance sheets (semi-annual, annual);➤⠀the legal-constitutive approval ...
Can I refinance a personal loan if I have multiple active loans at other banks?
Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...