Loans
Only for BT clients
Regarding loans for equipment, do you have a list of approved medical equipment suppliers? Can better purchase conditions be obtained?
We have suppliers who want to list equipment at a discounted price, but others either are not allowed by the company's policy to do this or simply ...
7 votes
A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?
A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...
7 votes
Does anyone know which direction ROBOR will go?
It is good to know that BT and banks, in general, work with the best economists and analysts, but no one can accurately predict what level it will have ...
7 votes
How is the IRCC index calculated?
The reference index for loans granted in lei with variable interest rate is published every working day on the website of the National Bank of Romania. ...
6 votes
Is there consulting or banking assistance for doctors who open medical offices?
The Medical Division of Transilvania Bank has celebrated 17 years of existence in the service of doctors, and we can state that we are the only bank in Romania with ...
6 votes
What is early repayment?
Early repayment represents the payment of an amount from the loan balance, in advance, at any time, before the final due date. Early repayment of a ...
6 votes
What does "person not naturally covered against currency risk" mean?
Ai această titulatură dacă nu obții venituri eligibile pentru rambursarea creditului: ➤ denominate;➤ sau indexate la moneda în care creditul este ...
6 votes
Only for BT clientsIf I am divorced and have the obligation to pay alimony, will the amount I pay be taken into account if I want to apply for a loan?
Yes, the amount paid as alimony will be taken into account and it will be deducted from the value of the recorded income. 😊
6 votes
What will my overdraft interest rate be?
The interest rate on the Overdraft is variable and is determined individually, depending on your client profile and the policy of Transilvania Bank.What is important ...
6 votes
Only for BT clientsWhat is the maximum amount that can be granted on a rapid credit line with collateral for a company?
The maximum amount we can offer you in the case of a quick credit line with guarantees is 1,000,000 RON. 😊
6 votes
Only for BT clientsWhere can I apply for the New Home loan?
You have 2 options:❶ You can visit any BT branch. There you will receive a personalized offer and all the details of the program for the current year.❷ You can choose online ...
6 votes
What can I do with a personal loan?
Poți face ce vrei tu, chiar să pleci și în croaziera mult visată 😊 dar principalele nevoi acoperite sunt: ❶ renovarea / amenajarea locuinței în "căsuța ...
5 votes