What does "24-month grace period" mean in a housing construction loan?
The 24-month grace period refers to the time interval during which you do not pay the installment. 🙅 The only payments you make during this period are ...
How can I request an increase of the credit card limit?
If you are an individual client, resident and credit card holder, you can request a credit line increase simply and quickly through BT Pay. You just have to ...
What types of guarantees does BT accept for loans?
Depending on the type, value, repayment period of the loan and the financial situation of your company, we accept different types of guarantees, ...
What does "foreign exchange risk coverage" mean?
A legal entity is naturally covered against currency risk if the level of monthly income in the currency of the loan (or indexed to the currency of the loan) ...
How can I finance my studies?
In this regard, we offer you study credit. 🎓
How does the current interest rate evolve during the term of the loan?
During the course of the loan, the current interest rate level may change depending on the evolution of the reference index:➤⠀IRCC* / ROBOR* for ...
I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
I need money for payments to suppliers or for paying salaries and I need a quick loan. How should I proceed?
We are waiting for you in any BT unit with the latest annual financial statement and with a Tax Certification Certificate. Normally, we can give you a preliminary response on the spot, ...
Does anyone know which direction ROBOR will go?
It is good to know that BT and banks, in general, work with the best economists and analysts, but no one can accurately predict what level it will have ...
What is “real estate investment credit”?
It refers to the credit secured by real estate mortgage, granted for the following purposes: ➤⠀making a land viable;➤⠀rehabilitation, modernization, consolidation ...
Regarding loans for equipment, do you have a list of approved medical equipment suppliers? Can better purchase conditions be obtained?
We have suppliers who want to list equipment at a discounted price, but others either are not allowed by the company's policy to do this or simply ...
A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?
A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...