Loans
Only for BT clients
What are the minimum conditions that must be met for a quick loan line without guarantees for companies?
La BT dorim să facem lucrurile cât mai simple pentru tine și firma ta, chiar și atunci când vine vorba despre credite. Ține minte doar ca:➤ firma ta să nu ...
9 votes
Why is the registration made at the Electronic Archive of Real Movable Guarantees?
„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...
9 votes
What does "foreign exchange risk coverage" mean?
A legal entity is naturally covered against currency risk if the level of monthly income in the currency of the loan (or indexed to the currency of the loan) ...
8 votes
Only for BT clientsWhat is “real estate investment credit”?
Se referă la creditul garantat cu ipotecă imobiliară, acordat în următoarele scopuri: ➤ viabilizarea unui teren;➤ reabilitarea, modernizarea, consolidarea ...
8 votes
Only for BT clientsHow can I finance my studies?
In this regard, we offer you study credit. 🎓
8 votes
How many months do you need to have worked at the current employer?
You need at least 3 months with the current employer, if you are not at your first jobat least 6 months if you are at your first employer
8 votes
How does the current interest rate evolve during the term of the loan?
During the loan term, the current interest rate may change depending on the evolution of the reference index:➤ IRCC* / ROBOR* for ...
8 votes
Only for BT clientsWhat types of guarantees does BT accept for loans?
Depending on the type, value, repayment period of the loan and the financial situation of your company, we accept different types of guarantees, ...
8 votes
Only for BT clientsI have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
8 votes
A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?
A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...
7 votes
What is and how can the "own contribution" be constituted for mortgage loans for real estate investments?
Own contribution is the part with which the entrepreneur participates in the realization of the investment. 😉This contribution can be in the form of money or goods (the land ...
7 votes
Only for BT clientsRegarding loans for equipment, do you have a list of approved medical equipment suppliers? Can better purchase conditions be obtained?
We have suppliers who want to list equipment at a discounted price, but others either are not allowed by the company's policy to do this or simply ...
7 votes