How do I find out if I will be able to pay the installments once I take the loan?
And we, like you, want to make sure that the decision to take out a loan is made responsibly. 😇 That is why, with your consent, we will carry out all ...
What types of guarantees does BT accept for loans?
Depending on the type, value, repayment period of the loan and the financial situation of your company, we accept different types of guarantees, ...
In how much time do I receive in the current account the amounts collected in the collector account?
On the same day that the Factor receives the payment for the invoices from the Debtor, provided that we have all the necessary information to be able to allocate ...
How long does it take to grant a loan for SMEs?
If you are interested in a quick loan in the form of a line of credit or medium-term loan, with repayment in installments, we offer you an answer in about 3 ...
With what can I guarantee, if I want to buy agricultural land?
If you apply for a loan to purchase land, you have the option to guarantee through: ➤⠀another piece of land you own; ...
What does "personal guarantee for a loan" mean?
Personal guarantee for a loan is the commitment that a person other than the one taking the loan assumes towards the creditor to perform ...
Can I refinance my company's current loans from another bank through BT?
Yes! It is possible if their guarantees become accessory to:➤⠀the analyzed credit; ➤⠀or to another BT credit.
Why is the registration made at the Electronic Archive of Real Movable Guarantees?
„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄
What is “real estate investment credit”?
It refers to the credit secured by real estate mortgage, granted for the following purposes: ➤⠀making a land viable;➤⠀rehabilitation, modernization, consolidation ...
How many quotations do the ROBOR indices have?
The most commonly used indicators by banks for setting the level of variable interest rates for lei are ROBOR 3M (3 months) and ROBOR 6M (6 months).What type of ...
What are the advantages of factoring?
Factoring presents the following advantages:➤⠀payment on term ➡ immediate liquidity➤⠀you have higher sales ➡ you have higher receivables ➡ you receive financing more ...