What are the advantages of early repayment?
The advantage of partial early repayment of the loan is the possibility to choose to reduce the loan period or the value of the monthly installment. ...
How is the refund of the amount used from the overdraft made? Is it a monthly payment, like a loan, or do I have to deposit money?
The repayment of the amount used on the Overdraft is automatic. The overdraft does not have a fixed monthly rate like a classic loan (e.g.: consumer loan ...
What is the maximum amount for a personal loan at BT?
You can take up to 250,000 lei, depending on your income, debt level and eligibility criteria. We analyze your situation together so ...
What are the advantages of overdraft?
❶⠀The bank does not charge fees and commissions if you do not use the amount granted as an overdraft;❷⠀The money is permanently available in the account and can be ...
What documents are necessary for salary income in Romania?
For salary income obtained in Romania, the following are required: ANAF agreement, certificate + account statements for carriers with per diem, income certificate in ...
Can I have an overdraft if I already have other loans at BT?
Yes, it is possible! The fact that you already have other loans at Banca Transilvania does not automatically disqualify you. Your eligibility for an Overdraft is determined ...
What documents are necessary to apply for a mortgage loan?
For a BT mortgage loan, both your personal documents as the applicant and documents related to the property are required. The basic list includes: act ...
Is there a minimum amount for early repayment of the loan?
Yes. The amount must be greater than 10 lei/euro/other equivalent currency and greater than the minimum repayable balance. If the amount is less than the installment ...
What documents are necessary for refinancing a mortgage loan?
To start the process of refinancing the mortgage loan at BT, you will basically need:Identity documentIncome-related documents ...
How do I pay the monthly instalment?
The rate can be paid:automatically, directly from the account;from the mobile banking application;at counters;by bank transfer.If the due date falls on a day ...
Can I refinance a personal loan if I have multiple active loans at other banks?
Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...
What documents are required for salary income from abroad?
If you work abroad, you need: income certificate (6 months), account statements (6 months), tax certificate for the previous year, employment contract + ...