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342 questions and answers

My loan was granted on the condition that the pension is transferred to the current account at OTP. Will I be forced to transfer my pension also to the current account at Banca Transilvania? Do I have to present another account to the Pension House?

Yes, the IBAN account will be changed and it is necessary to send it to the Pension House in order to benefit from the best conditions related to your contract ...

1 votes

What happens to my savings and term deposits?

If you have term deposits or savings accounts at OTP Bank, these will be taken over by BT starting from February 28, 2025, after 12:00 PM and you will ...

1 votes

What guarantees do I need for a loan for photovoltaic panels?

The photovoltaic system that appears individually on the supplier's invoice, with installation costs mentioned separately.

0 votes

Where do I address if I have questions related to the credit held at OTP?

For information related to your credit migrated from OTP to BT you can contact any BT unit or the BT Call Center.

1 votes

At this moment the employer transfers my income to the OTP account, being one of the conditions for benefiting from a lower interest rate on the mortgage loan. Will the IBAN change with the merger? Will I have to provide another account number to the employer?

Yes, the IBAN account will be changed and it is necessary to send it to your employer to benefit from the best conditions related to the contract ...

0 votes

Do you grant loans for photovoltaic panels for warehouses?

Yes, Banca Transilvania finances prosumers, companies that want to produce electricity using photovoltaic panels placed on the space of ...

0 votes

At this moment the employer transfers my income into the OTP account, being one of the conditions, in order to benefit from a lower interest rate on the mortgage loan. Will the IBAN change with the merger? Will I need to present another account number to the employer?

Yes, the IBAN account will be changed and you need to send it to your employer in order to benefit from the best conditions related to your ... contract

3 votes

What Overdraft limit will I have at Banca Transilvania?

OTP current account overdraft will be taken over by Banca Transilvania at the same value and with the payment obligations recorded at OTP at the end ...

0 votes

I want to apply for a new loan at OTP Bank. Can I still? Until what date?

Starting from November 4, 2024, new loan applications will no longer be accepted at OTP Bank. After this date, you can contact any branch of the Bank ...

0 votes

Do you grant loans for photovoltaic panels and projects financed by the EU?

Yes, we grant a bridge loan until the non-reimbursable financing is collected and an investment loan for co-financing.🙂

0 votes

Do you have promotional offers for loans for photovoltaic panels?

Yes, see our campaign here. 👀

0 votes

At this moment can I pay the credit installment also at the branches of Transilvania Bank?

Until February 28, 2025, your loan installments will be paid at OTP units and into the account at OTP. Starting from March 3, 2025, the installments ...

0 votes
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