Will the limit continue at Banca Transilvania under the same conditions? Will anything change?
The limit value will be transferred at the same value and with the payment obligations recorded in OTP at the end of February 2025. As it is ...
Is the repayment period and monthly payment due date of loan installments the same in BT as in OTP?
Yes, both the repayment period and the monthly maturity of the loans are maintained at BT according to the credit agreement concluded with OTP.
The early repayment commission will be 0 (ZERO) on all loans migrated from OTP Bank?
Yes, partial and total early repayments for loans migrated from OTP Bank will not be charged fees.
What will happen to the loans from OTP?
BT will become the new creditor starting from March 3, and it will cost you nothing. The price conditions and functionalities agreed with OTP Bank for ...
How can I switch from decreasing installments to equal installments or vice versa?
You come to any BT unit, to talk with one of our colleagues directly about the situation of the loan you have. If you want to start repaying the loan ...
I have an Overdraft limit at Banca Transilvania as well. Will the limit from OTP be added to the one from Banca Transilvania?
Your OTP Overdraft limit will be transferred to a separate account in Banca Transilvania. Therefore, you will benefit from two credit lines on the account ...
Can I modify the credit line amount?
Yes, you can. 😊 The amount you see in the offer is the maximum amount. You can always change the amount to a smaller one.
What will happen to my non-card credit contract? Will it be necessary to sign a new credit contract with Banca Transilvania or an additional act to the existing contract?
For non-card loans, it is not necessary to sign a new credit agreement or an additional act.
When is a good time to take out a loan?
Depends. Let's consider the following:#1: A loan must always be repaid to the bank, under the established terms and conditions. The loan has at ...
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 04, 2024, no new credit applications will be accepted at OTP Bank. After this date, you can come to any Banca Transilvania unit.
What happens to my savings and term deposits?
If you have term deposits or savings accounts at OTP Bank, these will be taken over by BT starting from February 28, 2025, after 12:00 PM and you will ...
What is the lifespan of photovoltaic panels?
Manufacturers from TIER 1 (Sunpower/Maxeon, LG Solar, TRINA Solar, REC Group; JINKO, QCells, LONGi, Canadian Solar), say that they have an operating lifetime between ...
