How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
Under what conditions will the credits be migrated?
Until February 28, 2025, you will continue to pay the installments as before, into the account at OTP Bank. After this date, your loan will be taken over ...
The early repayment commission will be 0 (ZERO) on all loans migrated from OTP Bank?
Yes, partial and total early repayments for loans migrated from OTP Bank will not be charged fees.
Will the limit continue at Banca Transilvania under the same conditions? Will anything change?
The limit value will be transferred at the same value and with the payment obligations recorded in OTP at the end of February 2025. As it is ...
How can I switch from decreasing installments to equal installments or vice versa?
You come to any BT unit, to talk with one of our colleagues directly about the situation of the loan you have. If you want to start repaying the loan ...
I have an Overdraft limit at Banca Transilvania as well. Will the limit from OTP be added to the one from Banca Transilvania?
Your OTP Overdraft limit will be transferred to a separate account in Banca Transilvania. Therefore, you will benefit from two credit lines on the account ...
What will happen to my non-card credit contract? Will it be necessary to sign a new credit contract with Banca Transilvania or an additional act to the existing contract?
For non-card loans, it is not necessary to sign a new credit agreement or an additional act.
Can I modify the credit line amount?
Yes, you can. 😊 The amount you see in the offer is the maximum amount. You can always change the amount to a smaller one.
What will happen to the loans from OTP?
BT will become the new creditor starting from March 3, and it will cost you nothing. The price conditions and functionalities agreed with OTP Bank for ...
When is a good time to take out a loan?
Depends. Let's consider the following:#1: A loan must always be repaid to the bank, under the established terms and conditions. The loan has at ...
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 04, 2024, no new credit applications will be accepted at OTP Bank. After this date, you can come to any Banca Transilvania unit.
What is the lifespan of photovoltaic panels?
Manufacturers from TIER 1 (Sunpower/Maxeon, LG Solar, TRINA Solar, REC Group; JINKO, QCells, LONGi, Canadian Solar), say that they have an operating lifetime between ...