Does the fact that I am an individual BT client give me any advantage in obtaining a loan for the LLC I manage?
Thank you for being our customer. 😊Regarding the credit decision, it is good to know that it is based on the current situation and plans ...
What is the maximum period for which I can access a quick credit line without guarantees for my business?
For this facility, the maximum period is 24 months. 🧐
What is the age of those who take out a personal loan? And of those with a mortgage housing loan?
The largest share is found in the age category 30-50 years for both types of loans. 🕵
What is the increase of the credit line?
It is a service through which you can request an increase of the credit line for your credit card. Basically, if you have a credit card you can increase the credit line ...
How do I know if I am a prosumer?
Prosumers are natural or legal persons who, according to Energy Law 123, produce electricity from renewable sources for their own consumption ...
How do you choose to repay the loan: in equal or decreasing installments?
When you want a loan, you can choose, right at the beginning or anytime later, to repay in equal or decreasing installments. A few details for a decision ...
What can I do with a personal loan?
You can do whatever you want, even go on the long dreamed cruise 😊 but the main covered needs are: ❶⠀renovation / arrangement of the house in the "little house ...
Can the repayment schedule related to the loans be accessed from BT's internet banking application?
Yes, starting from March 3, 2025, the repayment schedules related to the loans will be accessible from BTPay.
How long does it take to complete the request for increasing the credit line?
You will be able to complete the request within a maximum of 72 hours. It is good to know that you have two stages: You must fill in the information requested by us and the agreement for ...
Can I get a green loan from BT?
Green loans have an increasingly significant share of the total mortgage loans granted by BT and they will most likely be the "new standard" ...
What happens if I had payment delays for Overdraft?
In case at the end of February 2025 you appear with outstanding credit and/or unauthorized debit regarding the granted credit line in the account ...
Under what conditions will the credits be migrated?
Until February 28, 2025, you will continue to pay the installments as before, into the account at OTP Bank. After this date, your loan will be taken over ...
