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342 questions and answers

What does "person not naturally covered against currency risk" mean?

You have this title if you do not obtain eligible income for credit reimbursement: ➤⠀denominated;➤⠀or indexed to the currency in which the credit is ...

6 votes

How do I create a business plan for contracting the Start-UP loan?

We help you by offering consultancy in creating the business plan. 😊

4 votes
Only for BT clients

What is the maximum duration of a BT Micro loan worth 15,000 RON for fixed assets (PC, desk, chair, etc.)?

The duration of the BT Mic loan is a maximum of 60 months, this being correlated with the type and impact of the investment in your business. The same type of correlation exists ...

0 votes

What is CSALB?

CSALB (Center for Alternative Dispute Resolution in the Banking Sector) is an independent, apolitical, non-profit, public interest entity, ...

2 votes
Only for BT clients

What is the maximum amount that can be granted on a rapid credit line with collateral for a company?

The maximum amount we can offer you in the case of a quick credit line with guarantees is 1,000,000 RON. 😊

6 votes
Only for BT clients

What are the necessary documents in order to access a quick credit line without guarantees for companies?

In order to access a quick credit line without guarantees, we only need a few documents:➤⠀copy of the last two financial statements ...

10 votes

What does CSALB do?

Alternative Dispute Resolution Center in the Banking Sector or CSALB manages the infrastructure necessary for alternative dispute resolution ...

4 votes

Repayment in equal or decreasing installments?

You can choose what suits you: Equal installments offer you the same monthly amount and predictability; Decreasing installments start higher, but decrease over time and ...

3 votes

What will my overdraft interest rate be?

The interest rate on the Overdraft is variable and is determined individually, depending on your client profile and the policy of Transilvania Bank.What is important ...

5 votes
Only for BT clients

I need money for payments to suppliers or for paying salaries and I need a quick loan. How should I proceed?

We are waiting for you in any BT unit with the latest annual financial statement and with a Tax Certification Certificate. Normally, we can give you a preliminary response on the spot, ...

7 votes
Only for BT clients

In what currencies can I access a fast credit line with guarantees for businesses?

Quick credit line with guarantees can be accessed both in lei and in euros. For more details, we are waiting for you in any BT unit, for sure ...

0 votes
Only for BT clients

In what currency can I request a loan?

You have two options. You can get it in RON or in EUR. 🧐 If you are thinking about taking a loan, you can calculate the monthly installments online in the BT loan simulator and ...

5 votes
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