How is a loan rate calculated?
The rate is calculated based on the type of credit (personal needs, mortgage, etc.), the amount you want to borrow, the period of time you choose to ...
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What is the maximum duration of a BT Micro loan worth 15,000 RON for fixed assets (PC, desk, chair, etc.)?
The duration of the BT Mic loan is a maximum of 60 months, this being correlated with the type and impact of the investment in your business. The same type of correlation exists ...
What are the necessary documents in order to access a quick credit line without guarantees for companies?
In order to access a quick credit line without guarantees, we only need a few documents:➤⠀copy of the last two financial statements ...
What does "person not naturally covered against currency risk" mean?
You have this title if you do not obtain eligible income for credit reimbursement: ➤⠀denominated;➤⠀or indexed to the currency in which the credit is ...
What does CSALB do?
Alternative Dispute Resolution Center in the Banking Sector or CSALB manages the infrastructure necessary for alternative dispute resolution ...
Repayment in equal or decreasing installments?
You can choose what suits you: Equal installments offer you the same monthly amount and predictability; Decreasing installments start higher, but decrease over time and ...
I need money for payments to suppliers or for paying salaries and I need a quick loan. How should I proceed?
We are waiting for you in any BT unit with the latest annual financial statement and with a Tax Certification Certificate. Normally, we can give you a preliminary response on the spot, ...
In what currencies can I access a fast credit line with guarantees for businesses?
Quick credit line with guarantees can be accessed both in lei and in euros. For more details, we are waiting for you in any BT unit, for sure ...
In what currency can I request a loan?
You have two options. You can get it in RON or in EUR. 🧐 If you are thinking about taking a loan, you can calculate the monthly installments online in the BT loan simulator and ...
Does the fact that I am an individual BT client give me any advantage in obtaining a loan for the LLC I manage?
Thank you for being our customer. 😊Regarding the credit decision, it is good to know that it is based on the current situation and plans ...
What is the maximum period for which I can access a quick credit line without guarantees for my business?
For this facility, the maximum period is 24 months. 🧐