Is the credit line provided in GEO 92 extendable in the same way as the other BT credit lines?
Extension of the validity of the credit line granted through OUG 92 can be done only once (for a period of up to 12 months), in order to ...
I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?
If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.
If I have obtained a quick loan can I withdraw cash?
It depends on the requested amount, but you should be able to in at least 3 working days. ⏱
In the case of individual enterprises, for which the net income is determined based on the annual income norms, can loans for SMEs be accessed?
Of course! We can grant credits to entities for which the income is determined including based on annual income norms. 😊
What does small farmer mean in business terms?
We do not have a limit related to the size of a business in the field of agriculture. We can finance all customer groups and forms of organization: companies ...
If I have an LLC with an age of about 5 years, can the purchase of a new car be financed through BT Mic?
Of course, this is possible. 🚗It is good to know that: we will not ask you for your own contribution to finance this investment. 😊
What guarantees are preferable for financing an agricultural activity?
The guarantees necessary for a loan for financing agricultural activity are closely related to the purpose of this loan. The financing products of the Bank ...
What is the maximum amount granted for the Patient loan?
For the Patient loan, you can receive an amount of up to 50,000 EURO (or equivalent LEI). 😃
What is the maximum contractual period for guaranteed loans offered to companies?
In the case of companies, the maximum contractual period for guaranteed loans is 10 years.
Can the investment credit be used without supporting documents?
Well, it is not possible. 🙁In the case of the investment loan, the matter is clear: we strictly monitor the use of funds, to ensure that you use ...
For establishing a crop (approx. 1ha, land) what financing options do I have?
Given the size of the investment you want to make, the most suitable financing for you would be through BT Mic, a company that ...
What lines of credit could a starting entrepreneur access (regardless of the field in which they operate) if they do not have 2 years of activity, but can guarantee with various real estate or lands?
In choosing a financing product, it is important to start from the purpose of the financing. It is not strictly necessary to have two years of activity to obtain ...
