41 questions and answers
What are the advantages of refinancing a mortgage loan at Banca Transilvania?
Refinancing a mortgage loan at BT can have several real advantages. In short, you can benefit from:Competitive interest rates that can bring you ...
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What is refinancing a mortgage loan?
Refinancing a mortgage loan means replacing the existing loan with a new loan, contracted either at the same bank or at another ...
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How long does it take from application to receiving the money for the mortgage loan?
The process takes a few weeks from the complete submission of the file, including credit analysis, property evaluation, approval, and signing at ...
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Can I take out a mortgage loan together with a person who is not a relative of mine (for example, a partner)?
Yes. You can take the loan together with another person, even if there is no degree of kinship, as long as both persons meet the criteria of ...
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Can I take out a mortgage loan if I don’t have a down payment?
For the mortgage loan, the down payment is mandatory: minimum 15% for loans in lei and minimum 20% for loans in euro There is no zero down payment option ...
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