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What does the optional home insurance not cover?

Voluntary insurance offers extended protection, but there are also situations that are not included in coverage, such as:

  • war or acts of terrorism
  • wear, corrosion or rust
  • gross negligence or intentional actions
  • technical defects that were not caused by an insured event

The complete list of exclusions may vary depending on the chosen product and is mentioned in the policy conditions.

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