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2641 întrebări și răspunsuri
Only for BT clients

Do I need a guarantee for a BT Mic loan?

Depending on the requested amount and the result of the credit analysis, guarantees may be required from you. If you mean real estate guarantees, the financing decision is ...

10 votes
Only for BT clients

Can I exceed the limit ceiling if I need to withdraw cash from the counter to pay salaries?

The daily limit ceiling of 10,000 lei can be exceeded when it comes to the payment of salaries and other staff entitlements provided by law, ...

5 votes

What limitations are imposed in the case of life insurance attached to the mortgage loan?

In case the beneficiary suffers from a pre-existing condition, they will benefit from the insurance effects in case of death and total permanent disability from ...

0 votes
Only for BT clients

What happens to the grant accounts after using the money?

Accounts will be closed centrally by the bank at the official closing time of the measure. 😉

12 votes

What are all the steps to follow in order to use the BT POS App?

The things go quite fast:1️⃣ You sign the transaction acceptance contract through BT POS App.2️⃣ If the requirements are met, you install the application of ...

5 votes
Only for BT clients

How do I choose a brokerage company on the Stock Exchange?

Brokerage companies differ by:➤⠀shareholding;➤⠀experience; ➤⠀reputation and by the volume of transactions carried out. Our company of ...

13 votes
Only for BT clients

What documents do I need to activate the First Free Year Account?

➤ The company's articles of association (original);➤ The Registration Certificate at the Trade Register (original);➤ The basic status certificate of ...

10 votes
Only for BT clients

What validity does the Visa Classic eco-friendly card have?

It is valid for 5 years, like all BT cards issued starting from June 2021.I have extended the validity period because the production technologies and ...

16 votes

How do I quickly pay even for a coffee?

Digitalization of financial services is increasingly visible, and to manage in a crowded city for example, speed and safety are ...

6 votes

If I benefit from the risk of non-payment coverage and the insurer pays the compensation, will I also receive the difference in the amount not financed by the Factor?

Events covered in the case of non-recourse factoring are: insolvency or prolonged non-payment by the debtor, and the coverage percentage is between ...

2 votes

Can I choose the insurance company for CASCO?

Yes 😊When it comes to CASCO, you can choose any insurance company you want. ❗⠀The only condition is that BT Leasing MD has an agreement with ...

19 votes

I want to invest in stocks. Is it possible through BT Pay?

Unfortunately, stocks can only be purchased from the online platform or the BT Trade application, after signing the brokerage contract with BT Capital Partners, ...

19 votes