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2641 întrebări și răspunsuri
Only for BT clients

What information does the BT Alert Payment refusal message contain?

The BT Alert message Payment refusal contains the following information: ➤ Date ➤ Type, series and amount of instrument ➤ Payer name ➤ Refusal type (total/partial) ➤ Amount ...

16 votes
Only for BT clients

What is the minimum amount to open a deposit at BT?

If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...

44 votes

If I am a co-borrower on a loan, can I apply for another loan or card?

Short answer, yes.😊Long answer: within the eligibility analysis (that is, when we check whether you qualify or not for a BT Direct loan), ...

15 votes

What are the advantages of a demand savings account?

In the case of a sight savings account, deposits and withdrawals are not restricted, so you have access to money anytime. 😃More than that, ...

141 votes
Only for BT clients

What is the validity of the CPAG offer (First Year Free Account)?

The CPAG offer is valid for a whole year on the condition that you activate it in the first year from the establishment of the company (considered as the registration date at ...

11 votes

What payments are accepted for rounding up through Round Up?

Payments with debit card or phone, online card payments, payments at any POS. ✅It is good to know that overdraft payments, transfers from ...

42 votes
Only for BT clients

How do I find out if I will be able to pay the installments once I take the loan?

And we, like you, want to make sure that the decision to take out a loan is made responsibly. 😇 That is why, with your consent, we will carry out all ...

64 votes

What can I do in the "Accounts" section of BT Pay?

Ai toate informațiile relevante pentru tine direct în BT Pay, cum ar fi:Vezi conturile pe care le deții și vezi soldul acestora deschidere cont curent RON ...

10 votes

How do I recognize a merchant enrolled in Mastercard ID Check?

Usually, merchants display the logos "Verified by Visa" or "Mastercard ID Check" on the site.There is a possibility that a merchant is enrolled and ...

11 votes
Only for BT clients

Can I open an online account without getting a card?

If you are a non-client, opening an account online comes with a debit card: Visa Classic or BT-Omnipass. 💳If you are a BT client, you can opt for ...

27 votes

What is the maximum period within which I can access a leasing?

In the case of a lease, the car you want to purchase must not be older than 9 years. Exactly 9 years is also the loan period that ...

3 votes

What is the role of the Deposit Guarantee Fund in the Banking System?

The main role is to guarantee the reimbursement of deposits made by clients at the bank:➤⠀both for individuals; ➤⠀and for legal entities ...

11 votes