What happens if I do not pay a credit installment on its due date?
If you exceed the due date by 30 days you will be reported to the Credit Bureau, which may affect you in the future, when you want to make a new ...
How can I get in touch with the Raul chatbot from BT?
Raul from BT is available exclusively on Whatsapp. 😊 ➭⠀add to contact list (+40) 757 080 006;➭⠀Start; ➭⠀Fill in VAT number; ➭⠀Fill in OTP ...
What is the minimum advance payment I have to make in order to purchase a land?
In case of purchasing a land, the minimum advance payment is 50% of the sale-purchase value. However, keep in mind that the land must be located ...
What documents do I need to open an online account at BT?
Nothing complicated. 😊 You only need your identity card issued in Romania. And of course, to be a resident. 😉
Can account statements be generated from BT Pay?
Yes! 😊 From the Accounts Section - Account statement, where the desired period is selected.
Can I open multiple accounts at BT?
Yes, you can open multiple accounts with us. 😃
What is „credit”?
Credit is a loan operation regulated by a contract, through which a bank provides you with a sum of money in exchange for:➤⠀a price ...
What is more advantageous: a line of credit or a working capital loan? What is the difference between the two types of loans?
Both types of credit provide the necessary funds:➤⠀current expenses; ➤⠀refinancing other credits;➤⠀payment of debts to the budget and to ...
Between what hours can I apply for opening an online account?
If you want to open an online account for yourself, you can do it regardless of the hour through BT Pay. If you want to open a company account, you can do it ...
What is the difference between variable interest and fixed interest?
➤⠀the fixed interest rate is set at the signing of the credit contracts and cannot be changed throughout the financing period. 📁➤⠀on the other hand, the variable interest rate ...
When do I have to repay and what amount from the credit used on the card?
For a credit card, you must repay at least 10% of the used credit value within a calendar month, between the 1st and the 25th of the month ...
Is it possible to open a savings account for minors?
Certainly! We simply call it KidCONT and it can be opened: ➤⠀either in RON; ➤⠀or in EURO. Afterwards, you can top up this deposit very easily, just with ...