Can I switch from Star Card to another BT credit product?
Yes, you can discuss with a BT consultant about options for upgrading or converting the product. If your needs have changed, BT can offer a solution of ...
How can I invest small amounts for the long term?
Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...
How do I find out how much I have to pay monthly for the Direct Card?
Every month we send you the account statement, either by email or by post, depending on the option you chose when you got the card. 📑🖊️After ...
What personalized services do I receive as a Premium member?
Premium Club includes: financial concierge; priority support through Virtual Relationship Manager when there is no local RM; clear recommendations for ...
How is the profit obtained from investment funds taxed?
Winnings are taxed at source, according to the legislation in force: 3% for securities held for more than 365 days and 6% for ...
What risks exist when investing in BT Romania ETF?
The value of the investment may increase or decrease depending on market developments. The ETF is focused on companies from Romania, especially from sectors such as ...
What does TER represent?
TER (Total Expense Ratio) is the annual management cost of an ETF, expressed as a percentage and included in the fund's price.
Can I obtain a loan if I already have other ongoing loans?
Yes, if the indebtedness ratio remains within the legal limits and your income allows you to pay a new installment. We analyze each situation to see what options ...
Can I get a financial pre-approval before finding the desired home?
Yes. You can get a pre-approval that indicates the approximate amount you can access, so you can look for homes suitable for your budget. This is a step ...
With what amount can I start investing in ETFs?
You can start with the value of a single ETF unit, which varies depending on the fund. Investments in ETFs are accessible and flexible, allowing ...
Why choose BTAM funds for investments?
BTAM funds are professionally managed and cover all types of investors. You can start with small amounts, you can diversify your portfolio easily and ...
What personalized services do I receive within the Premium Club?
You have a personal banker who helps you manage your relationship with the bank, personalized information about savings and investments, Premium cards and ...