Since when is an optional home insurance policy issued in BT Pay valid?
1. If the property is mortgaged in favor of BT:a) If you do not have an active policy, the validity of the new policy starts from the day after issuance.b) If you already ...
Can I make an early repayment from an account in a currency other than that of the loan?
No. Refunds can only be made from the foreign currency accounts in which the loan is contracted.
Can I add a co-debtor when refinancing a mortgage/real estate loan?
Yes. You can add a co-debtor (life partner, husband/wife, children, brothers/sisters, brothers-in-law/sisters-in-law and/or your parents/parents ...
How do I see the home insurance offers in BT Pay (Gold Package and Silver Package)?
After you confirm the data about the dwelling and about yourself as the insured, you enter the offering area, where you can choose between the Gold Package and the Silver Package. All ...
Can I download the updated repayment schedule after the early repayment?
Yes. You can download both the charts generated during the simulation, as well as the final chart issued after processing.
What identity documents are required for the mortgage loan?
You only need the identity documents of all involved persons: holder, partner, co-debtors, and possibly guarantors. Simple and clear process.
What advantages do the loans included in the EIB program offer?
EBRD loans benefit from an interest rate reduction of 0.25% per year, which makes them more accessible.They are especially suitable for investments, especially ...
Is it enough if I only have in the account the amount I want to reimburse?
No. You need funds for the amount you want to repay and for the early repayment commission, if applicable.
What banking benefits do I receive if I become a Premium Club member?
You benefit from: currency exchanges at preferential rates for amounts >10,000 EUR, Premium credit cards, dedicated solutions for saving and ...
Who can access the Education Loan through the Skills & Education program?
The program is aimed at businesses operating in the field of education, companies providing training to employees and registered in ...
In how much time is the loan granted?
Duration depends on the product and how quickly we can validate the documents. It can take from a few minutes to a few days. Online, things move at ...
What documents are required for pension income?
For income from pensions the following are required: pension decision (or medical), ANAF Agreement, pension slip, bank statement if the pension is collected at ...