I am an OTP client and my identity document has expired, do I need to go to BT to update my data from the new identity document?
Starting from March 3, 2025, you will become a BT client. Until that date, you are an OTP client and will benefit from all the services and products offered at ...
I have not invested in BT Asset Management anymore. What are the steps I need to follow and what documents are required?
To invest in BT Asset Management funds, you need a current account at BT in the desired fund currency and to follow the enrollment process through BT ...
What is the optional pension?
Optional pension, also known as Pillar III, is a pension fund to which the contribution is optional, it is added to the state pension (Pillar I) and ...
I have an Overdraft limit at Banca Transilvania as well. Will the limit from OTP be added to the one from Banca Transilvania?
Your OTP Overdraft limit will be transferred to a separate account in Banca Transilvania. Therefore, you will benefit from two credit lines on the account ...
Will I still have access to OTP account statements after migration?
Yes, the statements related to the current accounts with transactions carried out at OTP Bank can be requested at any BT unit.
How can I switch from decreasing installments to equal installments or vice versa?
You come to any BT unit, to talk with one of our colleagues directly about the situation of the loan you have. If you want to start repaying the loan ...
Can I modify the credit line amount?
Yes, you can. 😊 The amount you see in the offer is the maximum amount. You can always change the amount to a smaller one.
What is the price at which I carry out purchase or sale operations of fund units?
Transactions are carried out at an unknown price. The price of the fund units is set on the next working day after you have recorded the operation and ...
How do I authorize a payment in BT Ultra using the QR code?
To sign a payment or a payment file click on the signature button corresponding to the transaction you want to make. You open the BT application ...
I received the new card from Transilvania Bank. What do I do with it?
After receiving the card, you will receive a message on your mobile phone with the unique activation code. You can activate the card immediately from any ATM of the Bank ...
What will happen to my non-card credit contract? Will it be necessary to sign a new credit contract with Banca Transilvania or an additional act to the existing contract?
For non-card loans, it is not necessary to sign a new credit agreement or an additional act.
How will I receive my salary, allowance, pension, or any other income transferred based on an agreement? Will Banca Transilvania contact the institutions that transfer these amounts and inform them about the new IBANs in a centralized manner?
You are an employee/beneficiary and you receive your salary/benefits in an account at OTP Bank based on an agreement between your employer/ payer and OTP ...