What are the costs associated with owning a Star credit card?
The main costs are: Card issue commission and annual administration fee: Check the commission grid (there are often exemption offers in ...
Is there a limit amount for the installment payments made with the Star card?
There is no minimum amount imposed by the bank to make an installment payment to partners. The limit is given by the available balance of your card...
If I pay with the Star shopping card abroad, will I earn Star points?
Of course, for every payment you make abroad you benefit from 0.1% points of the purchase value. ✨
What happens if I do not pay the full amount by the due date?
If you do not pay the total amount spent during the grace period, interest is applied to the remaining payment amount. The standard interest rate is specified in the grid ...
What fees apply to foreign currency transactions (outside the country)?
For transactions made in a currency other than lei, a currency conversion fee is applied. The exchange rate used is that of the processing network ...
Hogyan aktiválom a kártyát, miután megkapom?
A kártya egyszerűen aktiválható a következő módokon:BT Pay – közvetlenül az alkalmazásbólBT ATM – a kártya és PIN kód megadásávalTelefon – a kártya hátoldalán található telefonszám hívásával...
How long does it take to process the application and receive the card?
Online processing usually takes a few minutes if the documents are complete. The physical card is delivered later at home by courier or may be ...
How do I close the Star credit card account?
To close the credit card:Pay the full debit balance (including future installments in the balance, if applicable)Come to a BT unit and ask ...
What are the costs associated with owning a Star Card?
The main costs are: Annual administration fee: check the fee schedule, but there are often exemption offers under certain conditions. Interest: It ...
Can I apply for a credit card if I am a PFA (authorized natural person) or have income from independent activities?
Yes, individual authorized persons and individuals with income from independent activities can apply. The bank will require supporting documents (e.g.: the latest tax returns or ...
How do I increase my credit limit?
You can request a credit limit increase after a period of active and responsible card usage (usually, a minimum of 6 months). The request can ...
What is the minimum income I need to apply?
The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...